Have you had an accident in the last two years? A really big one? Blood and guts and major loss of life - that sort of thing? Yes?

Sorry, we can't help you. That stuff is right out of our league. But if you've cut a finger, stubbed your toe or accidentally bitten your tongue, then the good news is that you may be able to claim compensation.

Just listen to these testimonials ...

Mrs Rita Cash of Norwich was hit by a shopping trolley in her local branch of Sainsbury's.

"The trolley nudged my arm as I was cruising past the tinned vegetable section. It was just a glancing blow, and I hardly noticed it at the time. It didn't break the skin, didn't even bruise, so I thought no more about it. But several weeks later, after seeing an advert for The Trivial Accident Group, I suddenly remembered that I had been having nightmares about the incident and had been unable to sleep for some time. Well, I came over all litigious. The Trivial Accident Group took up my case, and successfully sued the supermarket for Ł20,000."

Mr Colin Grabb of Bolsover was seriously hurt by a cutting remark about his tie, made by one of his clients at the estate agent's at which he works.

"I was showing a young couple around a property on the outskirts of town - a rather desirable, three-bedroomed detached house with ample scope for improvement and easy access to local amenities. As I was demonstrating the spaciousness of the attractive dining-kitchen, which had a magnificent outlook over nearby parkland, the husband remarked to his wife that my tie clashed horribly with my shirt. Even today I can hear their mocking laughter ringing in my ears."

Mr Grabb-Handfuls was awarded half a million pounds, and secured a custodial sentence for the young man who made the hurtful remark.

And Mr Jay Bent of Scunthorpe nearly walked into a door at a twenty-four hour service station, just off the M6.

"It was an extremely close call," Mr Bent tells us softly, still struggling to come to terms with the horrific event. "It was lucky for me that I was nowhere near the place at the time. In fact, I wasn't even in the country. But I often shudder when I think what might have happened had I been at that service station that night, instead of up to my neck in complimentary champagne and hired pussy in a five-star hotel in Kuala Lumpa. But for the intervention of fate, I might have received a very nasty bump on the nose."

Thanks to our intervention, Mr Bent won damages of four million, million pounds, and was invited to watch as the manager of the service station was kneecapped, nailed the underside of a flatbed truck and driven to Leipzig.